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Steps to Security:
Tom Makes a Complex Process Easy and Painless

We offer financing for:
Home Purchases
New Construction
Home Improvement
Refinancing
Investment Property
Vacation Home

We have help for:
Self-Employed
Hard-to-Verify Income
Blemished Credit
First-Time Homebuyers
Relocation
Zero/Low Down Payments


Financing Programs:
Conventional Fixed Rate Loans
Conventional Adjustable Rate Loans
FHA & VA Loans
Jumbo Loans
Construction/Lot Loans
Interest Only
Reverse Mortgages

-Free 24hr Pre-Approval-
Option 1: Qualify Online

Quick Pre-Qualify
Those who are just getting started may want
to fill out the short form.
This takes less than 5 minutes.
APPLY NOW!

 

Full Online Application
Those who are ready to apply for a loan right now should select this option.
This takes 10-15 minutes. (Recommended)
APPLY NOW!

 

Option 2: Print and Fax Application

Step 1:
Complete these two forms
.
Loan application & Borrowers' Authorization

Step 2:
Fax us the forms

Fax to 651-256-2054

Step 3:
Make an appointment

Call 651-256-2050

Additional Forms: Disclosures and Gift Letter


Enjoy a shorter checklist

Our guarantee is to simplify this process. We ask you for the following items and we can go from there. We only ask for what we need to save you time and make the process less stressful.

ALL LOANS
• Past 2 years W-2 statements and 2 years tax returns if self employed
• Pay stubs from present employer covering at least the most recent 30 days
• Bank/Asset statements, most recent 1 month (all pages)

PURCHASE LOANS
• Copy of sales contract for subject property signed by borrowers and sellers including all addendums

REFINANCE LOANS
• Mortgage coupon or payment stub and proof of home owners insurance

Mortgage Calculator
Every person's financial situation is different, that's why we don't give false promises about what rates you will get before we meet. We do, however, want to give you the opportunity to see what you may be able to afford per month. Use the calculator to estimate what your monthly payment may be and visit our Buyer's Resources page for more tools.

 


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Tom Reichenbach, Twin Cities Home Loan Specialist

Marketplace Home Mortgage

800 South Plaza Drive

Mendota Heights, MN 55120

651-255-6501

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